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Underinsured motorist (UIM) coverage is one of the most important, but least understood, parts of any insurance package. UIM insurance is similar to uninsured motorist insurance in that both types of policies fills in gaps left open by the failure of another person to fully insure their own negligence.

Yuma, Arizona Marines will soon get their first look at the Corps' latest motorcycle training course, developed to reduce the number of motorcycle deaths. The station's first sport bike rider courses, developed by the Naval and Army Safety Centers in conjunction with the Motorcycle Safety Foundation (MSF), are slated to begin Monday and Tuesday.

Each fall automotive manufacturers share their latest vehicles with consumers through auto shows, often unveiling cars and trucks with new technologies designed to make roads less dangerous. Not only do drivers and their fellow motorists benefit from these advances in safety technology but motorcycle and scooter riders reap rewards as well.

The standard homeowner’s or auto policy is not designed to provide coverage for the various unique exposures represented by boats, RVs and ATVs/motorcycles.

Taking an additional motorcycle awareness course can help riders reduce their insurance premiums, as well as increase personal safety, an industry expert has said.

Finally, the 2008 riding season is here. But before you hit the road, there are a few lessons - learned through both bad and good experiences - that you should keep in mind so that you don't run into any problems this year.